Méridien
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Privacy Policy

Last updated 2026-08-09

Méridien is an independent, personal net-worth tracking project. This page describes what data it collects and how that data is used.

What is collected

  • Account and sign-in data (email address, authentication provider) — managed by Clerk, our authentication provider.
  • The financial data you enter yourself: holdings, quantities, transactions, and portfolio structure.
  • If you choose to connect a bank account, the account balance retrieved through Enable Banking, a licensed EU Account Information Service Provider (AISP) regulated under PSD2.

How it is used

Solely to calculate and display your own net worth and portfolio back to you. Your data is never sold, rented, or shared with advertisers or data brokers.

Third-party price data

To price your holdings, this app queries public market-data providers (including Yahoo Finance, Finnhub, Twelve Data, CoinGecko, and fund-issuer sources such as Amundi and La Française) and the French government's public DVF real-estate transaction dataset. These providers only ever receive the public identifier needed to look up a price (e.g. an ISIN or coin ID) — never your personal information, account data, or holdings size.

Bank connections

Connecting a bank account is optional. If you connect one, Enable Banking handles the authorization directly with your bank — this app never sees or stores your bank login credentials. Enable Banking's own privacy policy governs how they handle that authorization. You can disconnect a linked account at any time, and PSD2 consent expires periodically regardless, requiring renewal to keep syncing.

Where data is stored

Data is stored in a Postgres database (Neon) and served via Vercel's hosting infrastructure.

Data retention and deletion

Your data is kept for as long as your account exists. To request deletion of your account and all associated data, get in touch using the contact below.

Contact

Questions about this policy or a data deletion request: contact@ledger.ovh.

Méridien is an independent, personal project — not a company.